Did you know that around 4 million people in the UK have been subject to identity fraud. I must admit that as far as I am aware Ive not been the victim of identity fraud for which I am incredibly grateful. Its the sort of thing which would drive me to distraction and I don’t think I would rest until the culprits were caught. I’m really careful with my personal data and I don’t often sign up to websites and if I do its not unknown for me to use a different address or birthday. I’m not sure if that makes a difference, but frankly in this day and age you cant be too careful.
When I read in the newspaper about the Ebay hackers I got really concerned, I use Ebay and its one of those big ‘trustworthy’ sites which you give more information to that you probably should. Nightmare. It means that I’ve had to change all my passwords and now I’m on a heightened sense of looking for someone using my data.
Identity fraud can not only be costly but it can have some really damaging implications. Someone could for example destroy your credit rating making it hard for you to get a mortgage and your bank account might be frozen leaving you without money.
I’ve been having a look at The Peoples ID Bot Project page which is a fantastic page set up my Experian and some innovators who are trying to beat Identity Fraud and I must admit I’ve got a bit sucked into it. Full on information including videos and information from the community sharing information about ID fraud (really helpful if you were affected by the Heartbleed bug as many Mumnetters were). I can honestly say I’ve learnt quite a lot from this community page.
If I haven’t convinced you to look yet, think in practical terms do you know what you should be doing? For instance, we burn or damage using water all of our receipts, bank statements and documents with personal data however, I hadn’t really thought about what else I could and should be doing. Knowledge is power and I feel far more equipped after 30 mins looking through some of the links on the Peoples ID Bot Project page. However, Experian can help further with their fab new smart bot IdentityProtect which scans the web and detects if you data has been shared, sold or misused. I’ve been trialing it and it is really interesting seeing what pops up. I’m giving ten lucky readers the chance to try it out themselves. All you need to do is leave a comment below telling me of your experiences with Identity Fraud and fill in the rafflecopter form.
Disclaimer: I was given a free subscription and some vouchers.
Terms and Conditions:
Usual terms and conditions apply, UK entries only, one entry per household, closing date 24th June 2014 midday, editors decision final. Winners contacted within one week if I hear nothing then then prize goes to the next person. First ten entrants will be provided with the code for free subscription.