We have been married for ten years, in fact, in a couple of months it will be 11 years! I cant believe how time has flown by as it really does seem just like yesterday when I was planning my wedding.
My husband proposed to me during a walk in the woods. I had an inkling that it was coming and to be honest I’d anticipated it happening when he randomly decided to take me on the Millennium Wheel. I think he chickened out that time. I was quite speechless, but happy that things were moving onto the next stage in our relationship and the fact that we are still together proves that it was the right thing!
Right from the start of planning our wedding we decided that we didn’t want to saddle ourselves with huge amounts of debt before we had even started out. Fortunately we had already bought a house together and so had quite a fair amount of stuff, but still I think we realised that an expensive huge wedding was a bit of a waste so we did things our way.
The first think we did was to set up a savings account and direct debits to channel a proportion of our earnings into it each month. I think this is a really good idea because if something goes out regularly by Direct Debit you don’t notice it being there in the first place. We still have a similar thing whereby a very small amount of money goes into our children’s savings accounts each month. Things have rapidly changed in the past ten years in the world of financial investments though, so it might be worth checking out this handy guide from Legal and General to help you find the right investment option.
The other thing we did was to really think about how to structure the day so that everyone got the most out of it and a memorable experience at least cost to us. So instead of a big reception we invited everyone to the wedding and to have tea and a bit of wedding cake in the church hall, that way everyone got to enjoy a bit of the wedding. I also asked my work colleague who had quite a flashy car to drive me there, saving money on hiring a car. At the end of the day we had a small meal in a local restaurant for close family and friends and another friend gave us a lift home. I even did the table settings myself which were simple carnations. All in all the wedding was a success, people generally said that they felt it was quite a classy affair. Most importantly though, through good planning we didn’t start married life in debt, which I think was very useful indeed.